General Auto Insurance Information
How to File a Car Insurance Claim
When an accident occurs
Whenever a crash involves another person or vehicle, call the police to offi…
What to Know If You Have an Accident in a Leased Vehicle
Claims involved in an automobile accident while driving a leased vehicle is slightly different than if you actually own the vehicle. In other words, it can be somewhat more complicated when settling an auto insurance claim. The main reason for this is, although a lease agreement entitles you to physically possess and drive the vehicle for the term of the lease, the vehicle still belongs to the company that leased it to you. And, even if the lease agreement gives you a purchase option at the end of the lease – the vehicle remains under the lease company’s ownership for the duration of the lease.…
Read more: What to Know If You Have an Accident in a Leased Vehicle
Why You Need Car Insurance for a Stored Vehicle
Maybe you’ve just bought a new car and you’re not driving the gas guzzler. You’re thinking of selling it on Craigslist or restoring it—when you find the time. But, it’s important to be aware that not maintaining insurance on a car you still own can bring problems you might not have considered.…
Does Your Auto Insurance Cover You For Work-Related Driving?
Your company asks you to deliver a package to the post office on your way home from work and you’ll get 30 minutes of overtime pay. In the time that it takes you to drive to the post office, will your own auto insurance policy cover you, since this is technically a business-related trip?…
Read more: Does Your Auto Insurance Cover You For Work-Related Driving?
I Let My Auto Insurance Lapse – Now What?
It can happen to any of us – we get busy, something unexpected comes up and, oops, we forget to pay our auto insurance. Now what? Well, in most cases, you’ve inadvertently allowed your policy to lapse…and, that’s not good. And, it’s even more so, if it’s been some time since it lapsed and you’re just realizing it. That means you’ve been driving around without coverage of any kind…and, that’s worse.…